Junior Credit Risk Modeller - Data & Analytics Early Career Program

Students & Graduates
  • Hybrid
  • Utrecht (NL)
  • 40 hours
  • Full time
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  • Analytics Consulting
  • Cloud Computing
  • Coding Languages
  • Commercial Acumen
  • Craftsmanship
  • Data Visualization
  • Disciplined Execution
  • Predictive Modeling
  • Professional Collaboration
  • Responsible AI
  • Stakeholder Management

This match does not affect your application. It is purely an indication of whether this vacancy matches your skills.

This is what we offer you

  • Salary: Gross monthly salary between EUR 3,516 and EUR 5,021 (scale 07) for a 36-hour work week.
  • Extras: a thirteenth month, 8% holiday allowance, and a 10% Employee Benefit Budget.
  • Development budget: EUR 1,400 development budget per year for your growth and development.
  • Hybrid working: a balance between home and office work (possible for most roles).
  • Pension: decide for yourself the amount of your personal contribution.

Junior Credit Risk Modeler

Help Rabobank improve credit risk decisions through data, modelling and stakeholder insights. Discover your potential during this Early Career Program at Rabobank.

You and your role

You will support the development, monitoring and improvement of credit risk models for the Income Producing Real Estate portfolio. You will work alongside experienced modelling professionals, use data to create meaningful insights, and contribute to models that support important credit risk decisions. You will gain hands-on experience with model development, monitoring and stakeholder management in an international environment.

You will start in a junior position within Tribe Credit Analytics, where you combine learning on the job with personal and professional development opportunities.

“Be part of a team where you take ownership from day one, tackle meaningful credit risk modelling challenges, and accelerate your growth alongside experienced professionals in a collaborative and international environment.”

- Max Alkemade, Product Manager IPRE.

In short

  • Supporting the development, enhancement and maintenance of credit risk models for the Income Producing Real Estate portfolio.
  • Performing data analyses, creating code solutions and documenting outcomes for model development and monitoring.
  • Presenting insights and findings to stakeholders to support better decision-making.

You and your future

You will work on your career by helping teams understand, monitor and improve data-driven models that support important business decisions. You will collaborate with colleagues from different backgrounds, combine technical analysis with stakeholder interaction, and learn how a large international bank operates. After completing the programme, you will have built a strong foundation in analytics, business impact assessment and stakeholder management.

Practical

  • Length: Early Career Program: 18 months.
  • After which you will continue to work with us as Junior Credit Risk Modeler.
  • Hours per week: 40.
  • Salary: €4007,80.

Your growth in the Data Analytics Early Career Program

At Rabobank, we believe real growth comes from doing. From celebrating successes and learning from the moments that could have gone differently. That is why we offer you the perfect balance between freedom and guidance.

The Data Analytics Early Career Program is all about your development. You will intentionally invest in discovering who you are, what drives you, and how you want to grow as a professional. You will be challenged to step outside your comfort zone and explore where your strengths truly lie, sometimes in places you did not expect yourself. Through these experiences, you will learn where you can make the greatest impact.

And you will not do it alone. Every Friday, we come together at the office with the Data Analytics community. In an open and informal environment, we share knowledge, experiences, insights, and learn with and from each other.

From day one, you will build a strong and valuable network that will benefit you throughout your career. Throughout the entire programme, you can count on intensive support from experienced colleagues. Whether you want to specialise in a specific field or explore what energises you most, your growth always comes first.

Learning from each other

Development is our top priority. Because the best way to learn is by doing, through mistakes and successes. At Rabobank we offer you the right balance between freedom and supervision. To develop talents you never thought you possessed. To specialise in a professional field or explore the things you are good at and enjoy doing. During your Data Analytics Early Career Program you can count on us for excellent supervision. You will work with experienced colleagues and have lots of contact with young professionals.

Work on your own development & shape the world around you

For us, your development and that of society go hand in hand. That is why we want to invest in you and work together towards a better world. We summarise this in one sentence: “At Rabobank, you work on yourself and the world around you at the same time.”

This is reflected in your personal development budget, our hybrid work environment and a healthy balance between work and private life. You can contribute to solutions for our clients, while also helping Rabobank address societal challenges and fulfil our mission: Growing a better world together.

We believe everyone should feel welcome, valued and able to be themselves. Diversity, equity and inclusion are important parts of our culture, because different perspectives help us make better decisions and create more impact.

You and your talent

  • Master’s degree in Econometrics, Quantitative Finance, Economics, Applied Mathematics, Applied Physics, Engineering or a comparable quantitative field.
  • Experience with Python or another programming language.
  • Knowledge of SQL and data analysis.
  • Strong analytical and numerical skills.
  • Clear communication skills and the ability to explain complex outcomes in a simple way.
  • Curiosity, learning agility and an open attitude towards feedback and collaboration.

You and the job application process

We believe in the power of difference. Bringing together people's differences is what makes us an even better bank. What can you bring to Rabobank? We cannot wait to hear from you.

So get in touch straightaway (and certainly before the closing date on 19th of August).

  • Interviews will be held via MS Teams, followed by an interview at the Rabobank office.
  • Assessments are part of the application process.
  • If you are selected for an interview, Bo, our virtual assistant, will reach out to you via SMS and email to schedule the interview.
  • A security check is part of the process.
  • You can find answers to frequently asked questions here.
  • We respect your privacy.

The Application Process

Step 1You Apply

Thank you for applying! You will always receive a confirmation of your application by email. We review all the resumes and motivation letters and will let you know as soon as possible if we invite you to complete an assessment.

Step 2Assessment

The online assessment gives us insight into your skills, your ability to adapt to changes, your intelligence, your preferred learning style, and your motivations and personal values. We will discuss this with you if you are invited for an interview.

Step 3Interview

We invite you for one or more (online) interviews. We want to know if you fit the role and the team.

Step 4Our Offer

Are you the new colleague we are looking for, and do you feel happy with us? Congratulations! You will receive an offer from us. Before you start, we conduct a legal screening to ensure that our employees do not pose a risk to us and our customers.

Step 5Welcome!

Welcome to Rabobank! We look forward to seeing you and can't wait to work together.

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Junior Credit Risk Modeller - Data & Analytics Early Career Program

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