Wholesale & Rural KYC Operations - Transaction Monitoring Scenario Expert


you are able to contribute to Rabobank proactively protecting itself as well as society against (facilitation of) money laundering and terrorism financing. As a Transaction Monitoring Scenario Expert you can make a difference by enhancing the Transaction Monitoring (TM) business rules by defining new, better and innovative TM scenarios and having an expert role in TM issues.

Making a difference

Ensuring applicable AML/CTF and related risks are properly mitigated through transaction monitoring or other control measures by:

  • Handling complex TM issues independently;

  • Gather and analyze data to substantiate your insights and advices;

  • Investigate how Rabobank’s products and services can be misused for social unacceptable or wrongful behaviour;

  • Keeping abreast with worldwide emerging trends and developments in ML/TF techniques and modus operandi;

  • Advocate on typologies, red flag indicators, case studies;

  • Thinking out of the box, being creative, not falling in the trap of insanity by doing the same thing over and over and expecting a different result.

With each other
Collaboration is at the heart of everything we do. Our W&R KYC Operations Center brings talented people together to enhance our way of working and our results in the area of KYC - AML/CTF. In the W&R KYC organization we work with many colleagues from different disciplines, geographies and backgrounds. With you as a Transaction Monitoring Scenario Expert, the team will consist of 10 colleagues, including:

Peter Schultink, team manager: “Every day we are learning more about our complex global organization, our clients and our products, and we use this knowledge to guard our customers, Rabobank and the financial system from money laundering, terrorism finance and breach of sanctions.”

The W&R KYC Operations Center is set up to support the work of the W&R KYC triangle of Business, Compliance and Operations with strong operational oversight, steering, ongoing standardization and striving for excellence in relation to KYC – AML/CTF  in the W&R regions and business units.

Key objective is to support the W&R regions and business lines to ensure full compliance with all applicable KYC and AML/CTF standards, full standardization and continuous enhancement of the KYC – AML/CTF processes in line with regulatory developments. This requires strong expertise in all KYC – AML/CTF areas as well a strong communication skill and awareness.

With you

Complex problem solving, collaboration, analyzing and a strong focus on getting results are essential for this role. Committed to deliver high quality in your work and critical mind-set are among your strengths. In addition, it is important that you recognize yourself in all of the below:

  • HBO+ (higher professional education) or Academic degree (MSc) preferably in criminology, law, crime intelligence analysis

  • 5+ years’ experience in the financial industry or financial crime prevention or enforcement with knowledge of money laundering, terrorism finance and sanctions

  • Knowledge of Dutch, international and other country laws on Money Laundering, Transaction Filtering and Sanctions

  • Knowledge of Transaction Monitoring and Banking services and products

  • Experience in working in a complex, global stakeholder field

  • Excellent verbal and written communication skills; in the English language, Dutch is considered an advantage

  • Valid permit to work in The Netherlands

Growing a better world together
You'll already be aware that Rabobank is a financial services provider for more than 8.5 million customers in 40 countries. But did you know that we aim to contribute to real change with our 'Growing a better world together' mission?  We do so in countless ways, such as:

  • A third of all the food we purchase is thrown away. Together with Nature & Environment, we’re working to increase awareness among consumers of how to reduce food waste.

  • As part of a project with Humanitas, we are helping people who are experiencing financial difficulties to get their household finances in order.

  • Together with Vluchtelingenwerk Nederland (the Dutch Council for Refugees), we are helping 1,500 refugees find a suitable job.


Do you want to become the ideal version of yourself? We would love to help you achieve this by focusing firmly on your growth, development, and investing in an environment where you keep learning every day. We give you the space to innovate and initiate. In this way, we offer you numerous opportunities to grow and help you exceed your expectations, to do the right thing exceptionally well, and to therefore grow as a professional. In addition, with us (on the basis of a 36-hour working week), you can also expect:

  • a gross monthly salary between € 3.769,74 and € 6.417,78 (scale 9-10, based on knowledge and experience)

  • a thirteenth month and holiday pay

  • an Employee Benefit Budget (10% of your monthly salary). You decide how to spend this budget. This may include purchasing extra leave days, making extra pension contributions or even receiving a monthly cash payout

  • a personal budget that you can spend on activities related to your personal development and career;

  • flexible working times and location-independent working

  • 100% reimbursement of commuting costs if you travel by public transport! Do you still prefer to travel by car or motorbike? Then choose a commuting allowance

  • a pension scheme, to which your contribution is only 3,5%

Let's meet 
Are you the person we're looking for? Are you ready to join Rabobank as a Transaction Monitoring Scenario Expert and to make a difference to yourself, our customers and to society? We look forward to receiving your application for this vacancy in Utrecht.

Good to know:

  • Apply via the “Apply now” button.

  • If you have any questions about the specific details of this position, please contact Peter van Crombrugge via Peter.van.Crombrugge@rabobank.nl

  • Moniek Peeters, Recruiter, would be happy to answer any questions about the application procedure via Moniek.Peeters@rabobank.nl

  • The application process includes screening. Based on the screening procedures in place at Rabobank, we assess whether new staff are reliable enough to work at Rabobank.

  • Your privacy is important to us. Do you want to know more, click on this link.

  • Everyone is different, and it is exactly those differences that help us become an even better bank. That's why we want to know who you really are!

Wholesale & Rural KYC Operations - Transaction Monitoring Scenario Expert

Type contract Fulltime
Vakgebied Know Your Customer (KYC)
Locatie Utrecht (Nederland)
Referentienummer JR_00066697
Publicatiedatum 10 november 2022

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