Mid-level Credit Risk Model Consultant


Imagine you can contribute to the healthy use of credit, both in the Netherlands and the rest of the world. Together with your team, you develop credit models that eliminate unacceptable risks as much as possible. This ensures that customers do not accumulate excessive debt, helps the bank to do business more responsibly and satisfies the regulatory bodies. As a Mid-level Credit Model Consultant, you can make a difference by proactively managing risks and analysing opportunities. Your responsibilities include improving the service provided to the end users of the models, such as the business, senior management and regulatory bodies.

Making a difference

  • As part of the modelling team, contributing to developing, maintaining and improving A-IRB Credit Risk models that go beyond the statutory requirements.
  • Improving our results by contributing your knowledge and experience. This includes specialist business knowledge and knowledge of regulations and technical processes.
  • Collaborating with stakeholders, including Risk Management, Data Analytics, the Business department and IT to ensure that our models align optimally with the requirements of the bank and the regulatory bodies.
  • Planning and/or co-ordinating team activities. You organise the division of tasks among members of the team and with other stakeholders.

With each other
Collaboration is at the heart of everything we do. Our Group Credit Models - Portfolio team brings talented people together to develop A-IRB models (Advanced Internal Ratings Based) and other risk models for a wide range of portfolios. These include mortgages and consumer financing, SMEs, corporate banking, securitisations, property, agriculture and project financing. Each portfolio has its own team. Our preference and your own will decide which team you join. We'll find the best match together. One thing is certain: you'll work side by side with talented colleagues and experts from all over the world in an internationally-oriented setting. With you as a Mid-level Credit Model Consultant the team will consist of some 140 colleagues, including:

Dennis, Credit Model Consultant: “Finding the most efficient way of solving the puzzle of regulations and mathematics without losing sight of the business objectives, is my greatest challenge. My work allows me to grow as a professional, both technically and in terms of specialist business knowledge.”

With you

Customer focus comes first, followed immediately by the drive to proactively tackle problems, to contribute out-of-the-box ideas and persuasiveness. For the position of Mid-level Credit Model Consultant you also have:

  • a master's in economics, finance, business administration or a comparable field;
  • at least three years' experience in project management, banking, consultancy and/or building, validating and/or implementing (credit risk) models at a financial institution;
  • specific experience with one or more of our portfolios;
  • preferably experience with credit risk parameters, capital calculation, credit risk management and the landscape that Rabobank operates in;
  • knowledge of credit risk models or the willingness to acquire this knowledge;
  • an excellent command of English.

Growing a better world together
You'll already be aware that Rabobank is a financial services provider for 8.5 million customers in 40 countries. But did you know that we aim to contribute to real change with our ‘Growing a better world together’ mission? We do so in countless ways, such as:

  • “Actively protecting our customers by ensuring that the resources we lend and the mortgages we provide remain well within acceptable risk levels.”
  • “Working on a new generation of risk models that don't just comply with the requirements of regulatory bodies, but also allow us to expand our reach and help more people, communities and societies to grow and develop.”

Do you want to become the ideal version of yourself? We would love to help you achieve this by focusing firmly on your growth, development, and investing in an environment where you keep learning every day. We give you the space to innovate and take the initiative. In this way, we offer you numerous opportunities to grow and help you exceed your expectations, to do the right thing exceptionally well, and to therefore grow as a professional. In addition, with us (on the basis of a 36-hour working week), you can also expect:

  • a gross monthly salary between 3714,03 and €5304,57;
  • a personal budget that you can spend on activities related to your personal development and career;
  • a thirteenth month and holiday pay;
  • an Employee Benefit Budget (10% of your monthly salary). You decide how to spend this budget. This may include purchasing extra leave days, making extra pension contributions or even receiving a monthly cash pay-out;
  • flexible working times and location-independent working (within the Netherlands). You work partly on location in Utrecht and partly from home, depending on the corona regulations;
  • a home working allowance and/or reimbursement of commuting costs;
  • a pension scheme, to which your contribution is only 3.5%.

Let's meet
Are you ready to join Rabobank as a Mid-level Credit Model Consultant and to make a difference to yourself, our customers and to society? We look forward to receiving your application for this vacancy in Utrecht.

Good to know:

  • Apply via the button "Apply now".
  • Theo Degen, recruiter, would be happy to answer any questions about the application procedure
  • The application process includes screening. Based on the screening procedures in place at Rabobank, we assess whether new staff are reliable enough to work at Rabobank.
  • The application process for this vacancy includes an individual assessment.
  • Your privacy is important to us. If you would like to find out more about this, please click on this link.
  • Everyone is different, and it is exactly those differences that help us become an even better bank. That's why we want to know who you really are!

Mid-level Credit Risk Model Consultant

Type contract Fulltime
Vakgebied Data & Analytics / Finance & Risk
Referentienummer JR_00056931
Publicatiedatum 16 augustus 2022

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